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Stripe vs. Merchant of Record Kosten Vergelijking

Compare payment processing costs between traditional processors (Stripe) and MoR solutions (Paddle, LemonSqueezy, etc).

Categorie:SaaS
SaaS

Stripe vs. Merchant of Record Kosten Vergelijking

Find the cheaper payment processor

Compare payment processing costs between traditional processors (Stripe) and MoR solutions (Paddle, LemonSqueezy, etc).

$

Total monthly sales

$

Average transaction size

Different regions, different MoR rates

Betalingsverwerker vergelijking

Number of Transactions

500

Based on AOV

Stripe Fee

$1600

Cost with Stripe

MoR Fee

$4500

US (Paddle/LemonSqueezy)

Savings

$2900

181.3% with Stripe

Fee Breakdown:

Stripe (Gateway)

$3.20 per transaction ×500 = $1600

US (Paddle/LemonSqueezy)

8.8% + $0.2 per transaction = $4500

Payment Processor Comparison

When selling SaaS globally, you must choose between a simple payment gateway like Stripe or a Merchant of Record (MoR) like Lemon Squeezy or Paddle. An MoR handles global sales tax compliance and chargebacks, but at a higher percentage fee. Use this to compare exactly what you will earn.

💡 Wanneer welke te gebruiken:

  • Stripe: US-centric, lots of transactions, high AOV
  • MoR: Global reach, software/SaaS, recurring billing, EU-friendly

Explore Payment Solutions

Choose the right processor for your SaaS. Free for all, open-source forever.