SaaS
Stripe vs. 商户代理 (MoR) 费用比较
找到更便宜的支付处理器
比较传统处理器 (Stripe) 和商户代理解决方案 (Paddle、LemonSqueezy 等) 之间的支付处理成本。
$
总月度销售额
$
平均交易规模
不同地区、不同商户代理费率
支付处理商对比
交易数量
500
基于平均订单价值
Stripe 费用
$1600
使用 Stripe 的成本
商户代理费用
$4500
US (Paddle/LemonSqueezy)
节省
$2900
181.3% with Stripe
费用分解:
Stripe (Gateway)
$3.20 per transaction ×500 = $1600
US (Paddle/LemonSqueezy)
8.8% + $0.2 per transaction = $4500
支付处理器比较
When selling SaaS globally, you must choose between a simple payment gateway like Stripe or a Merchant of Record (MoR) like Lemon Squeezy or Paddle. An MoR handles global sales tax compliance and chargebacks, but at a higher percentage fee. Use this to compare exactly what you will earn.
💡 何时使用哪个：
- Stripe: US-centric, lots of transactions, high AOV
- MoR: Global reach, software/SaaS, recurring billing, EU-friendly
Explore Payment Solutions
Choose the right processor for your SaaS. Free for all, open-source forever.